Decision tools for small-business owners

Stop guessing your numbers.

Operator Tools helps you make confident calls on cash, pricing, clients, projects, and hiring — with simple, practical calculators built for owners, not accountants.

3 free tools · No subscription · One-time lifetime offer

Most owners guess their numbers.

You run a sale without checking what it does to profit. You take on a client who quietly loses money. You hire before the work pays for it. Not because you're careless — because the numbers live in a spreadsheet you never have time to open.

Operator Tools turns those one-off gut calls into quick, repeatable checks — so you decide with the numbers in front of you.

Help with the calls that move the needle

Focused tools across the areas that decide whether a small business thrives or just survives.

Cash

See your runway and spot the weeks money gets tight — before it does.

Pricing

Set prices, margins, and quotes with profit built in, not guessed at.

Clients

Find out which clients actually make you money after the cost to serve.

Projects

Quote jobs that cover their costs and still leave a healthy margin.

Hiring

Work out the true loaded cost of a hire and when they pay for themselves.

Monthly reviews

Log the month's numbers and the decisions you made, all in one place.

A few tools owners reach for most

Plain inputs, a clear answer, and a recommendation you can act on.

Cash Runway Calculator

Lifetime

How many months you can operate without new revenue.

Owners watching a tight or shrinking cash balance.

Discount Damage Simulator

Lifetime

See how discounts quietly erode your profit.

Anyone tempted to run a sale or cut a deal.

Client Profitability Scorecard

Lifetime

Rank clients by true profit after cost to serve.

Service businesses with a handful of key clients.

Employee True Cost Calculator

Lifetime

The full loaded cost of a hire beyond salary.

Owners weighing up their first or next hire.

Monthly Business Review

Lifetime

Track the month's numbers — with the trend in front of you.

Owners building a steady monthly review habit.

How it works

Set up once, then make it a habit. Four simple steps.

1

Create your business

Add your numbers once — revenue, costs, margins. They pre-fill every tool.

2

Run decision tools

Answer a few plain questions and get a clear, colour-coded answer.

3

Save scenarios

Keep the numbers behind each call so you can compare and revisit them.

4

Review monthly

Check the trend each month and log the decisions that worked.

Founding offer

One price. Yours for life.

Start free, upgrade when you're ready. No subscription, no per-seat fees.

Founding Lifetime Access

€99one-time
  • Every decision tool — present and future
  • Unlimited saved scenarios
  • Business dashboard
  • Monthly business reviews
  • Decision log
  • Branded PDF / print + CSV reports
  • Future MVP tool updates

Secure one-time payment via Stripe. Not ready? Start with the free tools first.

7-day, one-decision guarantee

Use it for one real decision. If it doesn't help, ask for a refund within 7 days — no hard feelings.

Questions, answered

Is this accounting software?+

No. Operator Tools doesn't do your books or file anything. It helps you make decisions — pricing, cash, hiring — with quick, plain-English calculators.

Does it connect to my bank?+

Not for now. :) You type in the few numbers each tool needs. Nothing to connect, nothing to sync — and your bank login stays yours.

Is this tax advice?+

No. It's a set of practical decision tools, not tax, legal, or financial advice. For tax questions, talk to your accountant.

Is there AI?+

No. Every result comes from transparent, fixed formulas you can trust and check — no black box, no guessing engine.

Is my data saved?+

Yes — securely in Supabase, tied to your account. Your saved scenarios, reviews, and decisions are there when you come back.

Can I access it from anywhere?+

Yes. It's a cloud app — sign in from any browser, on any device, and pick up where you left off.

Is it lifetime access?+

Yes, for the founding offer: one payment, no subscription, yours for life — including future MVP tool updates.

Make your next call with the numbers in front of you.

Create a free account and run your first tool in minutes.