Spot the weeks where outflows will outpace inflows — before they happen.
Profitable businesses fail when they run out of cash, not when they run out of profit. The Cash Gap Calendar plots your expected receipts and bills out across the coming weeks so you can see exactly when the gap opens — usually a few days before a quarterly tax payment, end-of-month payroll, or a big supplier bill.
It's not a forecast in the traditional accounting sense; it's a simple visual timeline. The output tells you the lowest balance you'll hit, the week you'll hit it, and whether it crosses your safety threshold.
Starting from today's cash, the tool adds expected weekly inflows (sales × payment terms) and subtracts expected weekly outflows (fixed costs + scheduled one-off bills). The output is a week-by-week balance projection and a highlight of the lowest point in the period.
Enter your current cash balance
Enter average weekly revenue and typical customer payment terms (in days)
Enter weekly fixed outflows (rent, payroll prorated, subscriptions)
Add scheduled one-off bills with their dates (tax, big supplier invoice, equipment)
Read the timeline and the lowest-balance week to plan around it
Accounting forecasts are built backwards from invoices and bills already in the system. The Cash Gap Calendar starts from what you actually expect to happen — including the bills you know are coming but haven't received yet. It's more honest about the next few weeks.
Twelve weeks is the sweet spot. Far enough to see quarterly tax payments and seasonal patterns; close enough that your inputs are realistic. Beyond 12 weeks, the projection becomes a forecast and a separate planning conversation.
Four levers: (1) chase overdue invoices, (2) negotiate longer terms with one supplier, (3) move a flexible bill or hire decision out by a week or two, (4) line up a small bridge facility before you actually need it.
It's a paid tool, included in Founding Lifetime Access (€99 one-time). Sign up free first to try the Business Health Score, Profit Margin, and Break-Even calculators.
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